Unified by design
One authorization lifecycle across supported transaction states and channels.
Platform architecture
Credentis Architecture
The authorization platform for protected digital banking actions
Credentis coordinates each authorization event through a distinct, governed lifecycle designed for institutional control, operational resilience, and structured evidence.
Capacity-aware
Concurrent work is governed through explicit queues, limits, and fair handling.
Failure-aware
Retries, recovery paths, and state transitions are controlled deliberately.
Secure by design
Protected transport, governed keys, and auditable controls reinforce the lifecycle.
Elastic architecture
Deployment capacity can be expanded as institutional demand develops.
End-to-end architecture
A bounded authorization flow across institutional systems
Banking actions enter through defined interfaces, move through one governed authorization lifecycle, and return as an outcome with structured evidence.
Credentis authorization platform
One authorization. One governed lifecycle.
01
Activate
A transaction-specific request is received, validated, and admitted into the authorization lifecycle.
02
Decide
Institutional rules, limits, and protections determine how the request must be handled.
03
Resolve authorization
Credentis advances the live event through identity, intent, context, and response controls.
04
Deliver decision
The authorization outcome and its evidence are returned to the bank and connected systems.
Governed end to end. Material state changes remain controlled and attributable throughout the lifecycle.
Operational foundation
Designed for continuity, control, and evidence
The authorization lifecycle is supported by explicit state, recovery, capacity, and evidence responsibilities. Management remains a separate operational plane.
Trusted foundation
Runtime responsibilities beneath the authorization flow
Availability posture
Components and dependencies are arranged to reduce single points of interruption.
Reliable state
Events and decisions progress through explicit, durable state transitions.
Bounded recovery
Failures, retries, and restarts follow controlled operational paths.
Measured capacity
Workload limits and horizontal expansion support changing demand.
Evidence at every stage
Material authorization events contribute to a structured audit trail.
Separate management plane
Operate. Monitor. Govern.
Institutional administration is kept separate from the live authorization path while remaining connected to its operational and evidential outputs.
Operations command centre
Monitor service health and operational flow.
Transaction and evidence workspace
Inspect authorization events and their records.
Platform configuration
Govern institutional settings and controls.
Institutional onboarding
Manage authorized institutional access.
Security and compliance review
Support assurance and control examination.
Bank Portal
Operational visibility, built into the platform.
A governed view of authorizations, evidence, reporting and bank-specific configuration.
Operational visibility
Monitor authorizations, outcomes and evidence.
Governed configuration
Manage bank-specific settings within controlled access.
Authorization evidence
Inspect retained Write-1 authorization artifacts.
Reporting
Review operational records and authorization outcomes.
Platform outcomes
Built to deliver what matters
Consistent
A governed lifecycle with explicit states.
Responsive
Decisions progress without unnecessary steps.
Resilient
Recovery behavior is designed into the flow.
Secure
Controls protect each authorization event.
Observable
Operational and evidential signals remain visible.
Governed
Institutions retain defined policy control.